Don't enter get-rich-quick schemes, instead do get-rich-right.
The Stability & High-Yield Play
Private Money Lending
Private money provide secured loans to medium to large real estate projects and businesses. Unlike traditional investments that fluctuate with the market, private lending is backed by real estate assets, giving you stability and protection.
Private money lending offer a faster, more flexible alternative, closing in days instead of months. Compared to banks, we focus on property value and equity, not just credit scores or income history.
Collateral Security
Flexibility
Passive Income
Higher Returns
Who Uses Private Money?
Experienced real estate investors, developers, and operators who need quick funding for acquisitions, renovations, or developments. They use private lending as a faster and more flexible alternative to traditional banks.
We invest in:
We pool investors' and our personal capital to create a powerful, combined funding source for private money lending. This allows us to provide financing to credible business owners, real estate developers, and operators who need strategic capital for high-value projects.
Every dollar invested is secured by hard assets, ensuring stability and reducing risk while generating steady, passive returns for our investors.
Real Estate Investors
Medical Professionals
High-Net-Worth Individuals
Dual-Income Households ($300K+)
Frequently Asked Questions Investors
How does the fund work?
We pool investor capital to finance private money loans for real estate developers, business owners, and operators. Loans are backed by hard assets, reducing risk while generating steady returns.
What kind of returns can investors expect?
Returns in private lending typically range from 8% to 12% annually. Our fund focus on diversiying our capital to take advantage of growing markets as well as risk mitigation. We target IRR of 11% to 13%. Returns are paid quarterly.
What is the minimum investment and holding period
The minimum investment is $25,000, with a typical holding period of 3 to 5 years.
When can I redeem my investment/capital?
Investors may request to redeem their investment quarterly.
Do you charge performance fees?
No, we don’t charge performance fees. We invest alongside you, ensuring our interests are aligned with yours.
Additional Questions?
How to get started
We invest alongside you. NO hidden agendas. NO sales quotas.
Step 1:
Join our investor list
Become part of an exclusive like-minded community of investors.
Step 2
Schedule a Call
We understand your financial goals and investment preferences because we believe financial freedom starts with clarity, strategy, and the right opportunities.
Step 3:
Receive Exclusive Opportunities
Get access to carefully vetted, high-performing investment opportunities.
Step 4:
Invest & Build Wealth Passively
We handle the heavy lifting. Your investment generates passive income and long-term appreciation.
Learn more about these passive, stable investment opportunities
Multi Family
Multifamily real estate provides steady cash flow, long-term appreciation, and stability, making it one of the most reliable wealth-building strategies. With multiple tenants generating income, these assets have historically remained resilient, even in market downturns, while offering tax advantages and forced appreciation opportunities.
Best part? No landlord duties. It's highly scalable and a great tool for diversification.
Triple Net Leasing
Triple Net (NNN) leasing is one of the most stable and passive investment strategies in real estate. With NNN properties, tenants cover property taxes, insurance, and maintenance, leaving investors with consistent, low-risk cash flow and minimal management responsibilities.
At Pacific Capital, we focus on high-quality NNN investments that provide long-term leases, reliable tenants, and predictable returns, so you can build wealth with peace of mind.
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Disclosure: No Offer of Securities—Disclosure of Interests. Under no circumstances should any material at this site be used or considered as an offer to sell or a solicitation of any offer to buy an interest in any investment. Any such offer or solicitation will be made only by means of the Confidential Private Offering Memorandum relating to the particular investment. Access to information about the investments are limited to investors who either qualify as accredited investors within the meaning of the Securities Act of 1933, as amended, or those investors who generally are sophisticated in financial matters, such that they are capable of evaluating the merits and risks of prospective investments.
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